If you have experienced water damage before or you have, you need to know some facts. Moreover, you should know steps to undertake to prevent the problem from getting worse. According to water damage washington dc experts, when pipes burst, they back up the drain, and then floods occur in homes. It is quite difficult to notice the mess in the early stages. If you are in such unfortunate situation, a lot of questions may be running through the mind.
You will be faced with a dilemma on what to do next. Will your insurance policy cover such damage? Water damage is very stressful. Thus, if you know it early, the better. This will help you understand how to address it. The following are some facts to know:
Different insurance policies
You should note that your home insurance policy never covers flood damage. If you live in an area that experiences flooding, you will need to have a separate policy. When you are reporting your claims ensure you know whether it is for flood damage or water damage. This will help the insurance company to adjust it correctly.
Types of water damage covered
It is important to study your insurance policy and understand any exclusions in the coverage. For instance, there are plans that cover emergency damage such as water damage from an overflowing washing machine or bad storm. Usually, damage that results from failure to maintain your home well may be excluded as the case with leaks.
It gets worse with time
After water damage has occurred in your home, you do not have a lot of time waiting for a convenient day to begin cleanup. There is what is known as secondary damage. These include mold growth and mildew growth. This type of damage presents serious health risks, which arise from living in an environment infested with mold.
Mold requires nutrients and moisture to survive. Fortunately, it gets all these from your drywall and wet carpets. It takes a day or two for mold to start growing. After this, it will multiply at a very fast rate. In such case, you may need mold remediation experts to treat it and eliminate it.
It is possible to prevent the growth of mold by contacting water damage restoration experts as soon as possible. The good thing about these companies is that they have right equipment and tools to complete this job as soon as possible. Most of these service companies operate 24/7. Thus, you can contact them at any particular time.…